If I shared an extraordinary business opportunity with you, could you come up with $5,000 pretty readily? Do you always carry a few hundred dollars (or Euros, pounds or whatever) of folding money around with you?
If you need $1,000 tonight for a hospital bill, could you find it with no problem, or would you have to do an Easter egg hunt for it?
If you can’t answer all of these questions in the positive, then you need to work on your money management skills. Because by this point in your life, you should have the bare necessity stuff out of the way, and have extra money available for emergencies, unforeseen circumstances, and opportunities to enrich your life. So take an honest inventory of that and we’ll explore it more in the next post.